Highlights
- While cash transactions are not being banned, the move is to encourage a cashless society.
- People will be able to buy perishables such as fish, meat, vegetables or anything else at the press of a button on their mobile.
PANAJI: Goa is
likely to become the first state in India to go cashless from December
31, as people will be able to buy perishables such as fish, meat,
vegetables or anything else at the press of a button on their mobile.
There
will be no need to carry your purse for purchases and the profession of
pickpocketers may become extinct soon, as all transactions will be done
on the mobile. "The money on purchases will be debited to the person's
bank account," chief secretary R K Srivastava told STOI.
One has to dial
*99# from their mobile phone, not necessarily a smart phone, and follow
the instructions to complete the transcation. This system is being
introduced to transfer money to small vendors who do not have swipe
machines. Swiping of ATM and credit cards at shops and establishments
will also continue.
A drive to
create awareness on how to operate the cashless transaction for vendors
and small shops and the public will commence on Monday at Mapusa and
Panaji, in Goa.
While cash
transactions are not being banned, the move is to encourage a cashless
society. Also, there will be no minimum limit on the cashless transfer
of money. Chief minister Laxmikant Parsekar said no fees will be charged
for any of these transactions over the mobile.
Defence
minister Manohar Parrikar on Saturday held a meeting with government
officials and all the major nationalized and private banks. During the
meeting, Parrikar discussed the modalities to implement the cashless
scheme in the state.
Parrikar said at
the Vijay Sankalp Rally at Sankhali on Friday that PM Narendra Modi had
a dream about a cashless society and "they told me that Goa can become
the first state to go cashless".
"One
thing we decided is that whenever India becomes a cashless society, Goa
will become the first. We have to support the prime minister's dream,"
Parrikar added saying that your mobile can become your bank and one can
do anything once he/she has registered her/his mobile number with the
bank under the central government unified payment interference (UPI).
Srivastava said
that Goa has an added advantage to be become the first cashless society
because it is a small state with about 15 lakh population and 17 lakh
mobile phone connections. "We have 22 lakh bank accounts, which means
that one person has more than one account," he said. Most of the people
in Goa use debit or credit cards while purchasing and hence it will not
be a problem to go cashless, he added.
He also said
that from Monday, people will be educated on the cashless transaction
and the exact plan would be finalized on Sunday. Explaining how it
works, Srivastava said that every vendor who registers with the bank
would be given an MMID code.
Once a person
purchases fish, vegetable etc. the customer just needs to dial the
designated number (*99#) and punch in details of her/his account and the
amount the customer needs to transfer to the vendor and then the
customer has to enter the MI code of the vendor to transfer the funds.
Within no time, the money would be transferred from the customer's
account to the vendor's account.
"Everybody should have an account, card and the account should have money," Srivastava said.
Source : http://timesofindia.indiatimes.com/
No comments:
Post a Comment